NEW! High-Yield Checking No minimum balance to open ATM reimbursements Free mobile app & digital services EARN UP TO 4.50% ON BALANCES UP TO $20,000* MAONIFI Earn more in 2024 with a trusted credit union Scan QR code to apply mymagnifi.org/hyc (888)330-8482 MAGNIFI FINANCIAL *APY Annual Percentage Yield. APY is effective as of December 11, 2023. No minimum opening deposit required. A monthly qualification cycle is defined as the first day of the current statement cycle through the end of the business day on the last day of the month. To earn the High-Yield Checking dividend rate, the account holder must meet all account qualifications by the end of the monthly qualification cycle: 1) Minimum of 12 posted debit card purchases, (2) minimum of one posted ACH direct deposit transaction, (3) account eStatements, Maintain a minimum $2.000,00 daily balance during the monthly qualification cycle to avoid a $10 monthly service fee (waived for the initial monthly qualification cycle). All account qualifications and minimum daily balance must be met to receive the monthly ATM fee reimbursement of up to $12.00. To view information about qualified debit card transactions, visit mymagnifi.org/hyc. Rates are subject to change at any time and without notice. $5 minimum balance in Sharé account required to maintain membership. Not valid with any other offers. Other restrictions may apply. Terms of account are subject to change at any time. Ask for details. Insured by NCUA NEW ! High - Yield Checking No minimum balance to open ATM reimbursements Free mobile app & digital services EARN UP TO 4.50 % ON BALANCES UP TO $ 20,000 * MAONIFI Earn more in 2024 with a trusted credit union Scan QR code to apply mymagnifi.org/hyc (888)330-8482 MAGNIFI FINANCIAL * APY Annual Percentage Yield . APY is effective as of December 11 , 2023. No minimum opening deposit required . A monthly qualification cycle is defined as the first day of the current statement cycle through the end of the business day on the last day of the month . To earn the High - Yield Checking dividend rate , the account holder must meet all account qualifications by the end of the monthly qualification cycle : 1 ) Minimum of 12 posted debit card purchases , ( 2 ) minimum of one posted ACH direct deposit transaction , ( 3 ) account eStatements , Maintain a minimum $ 2.000,00 daily balance during the monthly qualification cycle to avoid a $ 10 monthly service fee ( waived for the initial monthly qualification cycle ) . All account qualifications and minimum daily balance must be met to receive the monthly ATM fee reimbursement of up to $ 12.00 . To view information about qualified debit card transactions , visit mymagnifi.org/hyc . Rates are subject to change at any time and without notice . $ 5 minimum balance in Sharé account required to maintain membership . Not valid with any other offers . Other restrictions may apply . Terms of account are subject to change at any time . Ask for details . Insured by NCUA