We are that small town Community Bank that the big banks claim to be. Visit with Our local community banking team TODAY! Construction Loans Long-Term Refinancing Local Loan Decisions 2 Kathy Quittschreiber Daren Berub Senior Lender Sherri Hanson Assistant Vice President Loan Assistant MEMBER FDIC 218-342-2481 www.vergasstatebank.com NMLS #802894 Vergas State Bank S H02894 EQUAL HOUSING LENDER 001568940r1