Lock in higher yields now and have the option to raise your rate later. Take advantage of rising interest rates with our bump-up cd. Lock in a great rate and have the flexibility to request a one-time rate increase if a higher rate is available. 19-month Certificate 1.25% PY! OR 39-month Certificate 2.25PY! Visit any Magnifi Financial branch like Perham, New York Mills or Wadena MAGNIFI Call us: (888) 330-8482 FINANCIAL *APY=Annual Percentage Yield. APY is effective os of 6/1/2022 $10,000 minimum original balance required. 50% of money must be new to Magnit Financial. 19-mo certificate will roll into standard 18-mo certificate at renewal. 39-mo certificate will roll into 36-mo certificate at renewal. Penalty for early withdrawal. Does not apply to municipalities. Limited time offer. Not valid with any other offers. Ask for details. Insured by NCUA. Lock in higher yields now and have the option to raise your rate later . Take advantage of rising interest rates with our bump - up cd . Lock in a great rate and have the flexibility to request a one - time rate increase if a higher rate is available . 19 - month Certificate 1.25 % PY ! OR 39 - month Certificate 2.25PY ! Visit any Magnifi Financial branch like Perham , New York Mills or Wadena MAGNIFI Call us : ( 888 ) 330-8482 FINANCIAL * APY = Annual Percentage Yield . APY is effective os of 6/1/2022 $ 10,000 minimum original balance required . 50 % of money must be new to Magnit Financial . 19 - mo certificate will roll into standard 18 - mo certificate at renewal . 39 - mo certificate will roll into 36 - mo certificate at renewal . Penalty for early withdrawal . Does not apply to municipalities . Limited time offer . Not valid with any other offers . Ask for details . Insured by NCUA .