Pick Your Term & Grow Your Money GET STARTED: 5.40% 17-Month Certificate OR 5.25% 23-Month Certificate 24 branches throughout Minnesota including Wadena, New York Mills or Perham mymagnifi.org/locations (888) 330-8482 Or video call: mymagnifi.org MAGNIFI FINANCIAL Your Local Community Credit Union Open to the Public "APY = Annual Percentage Yield. APY is effective as of October 6, 2023. $2,500 minimum original opening balance required. 50% of the opening balance must be new money to Magnifi Financial. If less than 50% new money, the following rates apply: 4.60% APY for 17 months, 4.45% APY for 23 months. 17-month will roll into an 18-month certificate at renewal. 23-month will roll into a 24-month certificate at renewal. Promotion is only available to residents of Minnesota, North Dakota and Wisconsin or existing members as of Friday, October 6, 2023. $250,000 limit per member. $5 membership share required. Certain restrictions may apply. Penalty for early withdrawal. Municipalities do not qualify. IRA funds are not eligible. Not valid with any other offers. Limited time offer. Rates subject to change. Insured by NCUA. Pick Your Term & Grow Your Money GET STARTED : 5.40 % 17 - Month Certificate OR 5.25 % 23 - Month Certificate 24 branches throughout Minnesota including Wadena , New York Mills or Perham mymagnifi.org/locations ( 888 ) 330-8482 Or video call : mymagnifi.org MAGNIFI FINANCIAL Your Local Community Credit Union Open to the Public " APY = Annual Percentage Yield . APY is effective as of October 6 , 2023. $ 2,500 minimum original opening balance required . 50 % of the opening balance must be new money to Magnifi Financial . If less than 50 % new money , the following rates apply : 4.60 % APY for 17 months , 4.45 % APY for 23 months . 17 - month will roll into an 18 - month certificate at renewal . 23 - month will roll into a 24 - month certificate at renewal . Promotion is only available to residents of Minnesota , North Dakota and Wisconsin or existing members as of Friday , October 6 , 2023. $ 250,000 limit per member . $ 5 membership share required . Certain restrictions may apply . Penalty for early withdrawal . Municipalities do not qualify . IRA funds are not eligible . Not valid with any other offers . Limited time offer . Rates subject to change . Insured by NCUA .